Mindblown: a blog about philosophy.
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The New Credit Card Law, Finally Government Debt Help
If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!This podcast discusses the New Credit Card Law recently put in to affect and how your government has put regulations on credit card companies and banks that protect YOU the consumer.
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Questions to Ask a Credit or Debt Counseling Agency
Will you send me information on your agency and programs? Do you pay referral fees? What should I do if I cannot afford the minimum payment? What kind of training do you have that makes you qualified to assist me? What kind of security measures do you take to protect my information? Can I get…
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When Applying for Credit/Credit Cards.
If you currently don’t have credit or have not applied for a credit card go ahead and apply for some credit. Before you go out and apply and build your credit rating. You need to know that things can go very, very wrong if you take a misstep with your credit and debt. You may…
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How To Deal With Creditors on Past Due Accounts?
Facing Job loss three years ago. I was out of work for sixth months and my bills were passed due. I had to figure out how to get my finances back on track fast. These steps helped me get my financial life back to normal. If you have past due accounts, you may be able…
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Protected: RM proof test
There is no excerpt because this is a protected post.
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How to Use Your Tax Refund? Pay off Debt or Savings Account?
For everyone right now its hard for them to save. Saving is good, but if you have credit cards with high balances and debts that need to be paid off. Saving will not work for you, the best thing for the consumer to do is pay off any debt they have before saving. Credit cards…
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What Happens If You Dont Use Your Credit Cards?
This question is simple. The credit card companies will close your cards. Not using your credit cards affects your credit. The companies use a system called Credit Utilization Ratio. CUR is the amount of debt you have and the amount you have been approved for.If you are not using your credit card on a regular basis…
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How to Avoid the Wall Street Woes?
There is a crisis in the economy. Congress has just rescued banks from billions of dollars of debt. Wall Street has tightened credit markets to main street and stopped writing loans. Gone are the zero down days of lending and replaced with 20% down loans. Credit Ratings for home loans have went from 700 to 740. The…
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How to Live on Commission Only Income?
If your family gets any part of its income from freelance work, consulting, or a small business challenges. Even if you earn a salary, you’re increasingly likely to find a share of your income doled out in performance-related awards, which you must re-earn each year, rather than raises. More than 90% of companies now offer…
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How Not To Fight About Money and Love Your Spouse
Money can be a big issue for a lot of couples. 23% of all divorces stem from fighting over financial issues. Lots of couples don’t have models in their immediate families that express feelings about money. 82% of all couples hide money matters. Only 1% of couples have pre-nuptial to try and avoid financial disaster.…
Got any book recommendations?